8 Smartphone Tips to Save Money

In 2011, only 35% of adults in the U.S. had smartphones. Fast forward to 2019, and that figure soared to 81%.

It’s surprising, then, that 19% of adults are still using basic phones—or none at all! Some might cling to their vintage flip phones, relics of a simpler tech era.

If you’re hesitant to invest in a smartphone, thinking it’s a money-saver, think again. Not having one might be costing you more than you realize.

For the 81% who do use smartphones, take note: You’re probably not leveraging your device’s full potential for savings (yes, beyond using it for social media and videos).

Skeptical? Keep reading.

Ditching the Landline

My dad uses a cell phone, but my mom opts out, preferring not to be “tracked down.” Thus, they keep a landline.

How much does this add to their monthly expenses? About $25—quite reasonable, especially when you consider that AT&T’s similar 24/7 service costs $33.99 and another service charges $42 per month.

This savings could cover nearly half a smartphone bill. And this is just the first way to save!

Revamping Your Photography Gear

Without a smartphone, you might be stuck using a traditional camera. Picture this: you’re at a birthday party or a wedding, and out comes your bulky, outdated camera—definitely a throwback, but not necessarily in a trendy way.

Moreover, the cost of a decent camera can be significant, often upwards of $100.

Consider the alternatives: Would you prefer to invest in a sleek, refurbished smartphone that integrates all your tech needs, including a high-quality camera, or continue buying old-school cameras every few years as technology advances? The choice could streamline both your tech and your budget.

Instant Reviews: Smart Shopping Decisions

When you find a tempting deal in-store, a quick check on your smartphone can be a game changer. About 67% of smartphone users rely on instant reviews to avoid regrettable purchases.

Positive reviews mean a confident buy; negative ones save you from wasting money. This quick vetting prevents unnecessary spending and keeps your budget intact, letting others rush into potentially regretful choices.

QR Code Scanning: Unlock Savings Easily

Using a QR code app in stores can be a savvy saving strategy. Imagine you spot a product with a QR code on its tag. Here’s a streamlined approach:

1. Open your QR code scanner app.
2. Scan the QR code to identify the product model.
3. Quickly search online for competitive prices.

If you find a lower price elsewhere, request a price match right then and there, potentially saving 5%-10% instantly. If the store doesn’t price match, simply visit the retailer offering the better price. This simple method can save you $10-$20 every month, leveraging technology for smarter shopping.

Maximizing Savings with Promo Code Websites

Shopping habits have dramatically shifted; visits to physical stores are less common, and even laptops are often bypassed in favor of smartphones.

If you’re skeptical about mobile shopping, consider the convenience of promo code apps. Platforms like CouponZania streamline the process by automatically applying the best discount codes to your online purchases.

For example, users of such apps report an average savings of 17.92% per transaction, amounting to about $126 annually—effortless savings at your fingertips. This modern approach not only simplifies shopping but also ensures you get the best deals every time.

Streamlining Navigation with Smartphone GPS

Gone are the days when portable GPS units were the go-to for car navigation, requiring a setup that involved the car’s cigarette lighter and windshield. Although it was a breakthrough then, technology has moved on.

Now, your smartphone does more than just direct you; it actively avoids traffic jams and construction delays, often adjusting routes without you noticing.

Using your smartphone’s GPS not only eliminates the need for a separate device, saving you upfront costs, but it also saves you time—meaning fewer chances of getting lost or stopping to ask for directions. And as the old saying goes, “Time is money.” Your smartphone helps you save both, proving that sometimes, the best things are indeed free.

Using Smartphone For Internet

Visiting remote locations like a cottage in Northern Michigan often means no internet connection. However, if you have a smartphone with a good signal, there’s a simple solution: use it as a hotspot.

Here’s how:

1. Go to your phone settings.
2. Activate the “Hotspot” feature.
3. Your phone will display the network name and password.

Connect your computer or other devices using this information, and you’re online in seconds! This method is especially cost-effective for places where you spend limited time, as it avoids the need for a $60 monthly internet subscription in seldom-used locations. Just tap into your smartphone’s capabilities and save.

Stay Secure with Smartphone Alerts

Consider this crucial scenario often overlooked: your debit or credit card number is stolen, and fraudulent charges begin to accumulate.

With a smartphone, you receive instant alerts—via text and email—from your bank asking if you recognize the transactions. A quick tap on “No” can stop fraud in its tracks, letting you continue with your day with minimal disruption.

Without a smartphone, you might miss these alerts. Calls from unknown numbers often go unanswered, and emails can sit unread until it’s too late. Meanwhile, the unauthorized spending can spiral, potentially costing you hundreds or even thousands of dollars, not to mention the hassle of rectifying the situation with your bank later.

A smartphone isn’t just a luxury; it’s a tool for immediate financial protection.